Rick Demko is the Founding Principal of The Guardian Group, a Houston-based boutique life insurance and financial planning firm serving high-net-worth professionals and advisors. He believes that life insurance, used strategically, is not just protection. It is an asset that strengthens businesses, families, and future generations.
Rick was ranked #36 in Texas – North on the Forbes Best-In-State Financial Security Professionals list, and has been named NAIFA National's Young Advisor Team Leader of the Year and one of Advisor Today's "4 Under 40." He is an 11-time NAIFA National Quality Award recipient, NAIFA's current National YAT Chair, a past President of NAIFA Texas and NAIFA Houston, a member of the NAIFA Houston Hall of Fame, and the author of It All Depends.
He holds the CLU, ChFC, RICP, and LUTCF, designations and is active in the Society of Financial Service Professionals, Forum 400, and the National Association of Estate Planners & Councils.
Rick speaks nationally to associations, producer groups, and clients on advanced life insurance planning, tax and estate strategies, business succession, and legacy building.
Beyond the office, Rick is a retired Firefighter/EMT, travel hockey coach, longtime Rotarian, and active church member, committed to mentorship and community service.
National Association of Insurance and Financial Advisors is endorsed by but not affiliated with Guardian or its subsidiaries. Members must pay an annual fee. This association is unaffiliated with my financial business.
This award is not issued by Guardian or its subsidiaries. The annual Forbes ranking of Top Financial Security Professionals Best-In-State is based on criteria developed and obtained by SHOOK Research, LLC. No compensation was provided in connection with obtaining this rating; however, advisors may choose to pay fees to Forbes and Shook for premium listing features; including, usage rights of the ranking logo. Past performance is not an indication of future results.
Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. DFW Wealth Strategies is not an affiliate or subsidiary of Guardian. CA Insurance License Number - 0L91169, AR Insurance License Number - 16423049.